Best Economical Plan
Max Bupa Heartbeat Individual
The policy covers reasonable and customary expenses incurred towards medical treatment taken during the Policy Period for an Illness or an Accident. This policy stands out amongst others with their features like:-
- They cover every member of your family, across every stage in life. There is no minimum or maximum age or enrollment
- They assure lifetime renewability.
Apart from that the plan comes with the following benefits:
- Day Care Procedures:-
They cover all day care procedures, not a select few. However, such a procedure should not be in the outpatient department of the Hospital..
- Direct Servicing:-
All claims are processed directly by their own customer services team.
- Assured Plan Renewal for Life:-
They assure renewability for life. Once insured with them, you will always remain our customers.
- Cashless facility:-
You can access cashless facility at quality hospitals near you.
- Relationship Managers:-
For Gold and Platinum customers, we may assign our representative who will personally attend to your claims.
- Health Relationship Programme:-
You are eligible for their Health Relationship Program if the Policy is renewed with them without any break. Under this program, you are eligible for health services and products with a market value of up-to 10% of your renewal premium.
- 24/7 Healthline:-
This facility has been put in place to offer you access to health advice when you need it.
- In-patient Treatment:-
Reasonable and Customary charges for Hospital accommodation are covered.
- Pre & Post hospitalization Medical Expenses:
Medical Expenses incurred due to Illness up to 30 days period immediately before you get admitted to a hospital and 60 days immediately after you get discharged from a Hospital.
- Emergency ambulance:-
They cover ambulance expenses to transfer the policyholder following an emergency to the nearest hospital.
- Domiciliary Treatment:-
They pay for medical treatment taken at home, which would otherwise have required hospitalization, if on the advice of the attending medical practitioner, the patient cannot be transferred to a hospital or a bed in the hospital is unavailable.